Leverage our Financial Strength and Stability

One of Florida's Largest and Most Capitalized Banks

Page Last updated: March, 2024

TotalBank is a registered Trademark and marketing name used by City National Bank of Florida (“CNBFL”).

Since 1946, City National Bank of Florida has played a significant role in Florida's economic transformation, contributing to its rise as the 16th largest economy in the world1(as of 12/31/2022). Our success is rooted in the success of our clients, and we enable our associates to develop lifelong relationships with our commercial, private, and retail banking clients. Our focus is on partnering with our clients to achieve their life goals, which drives our agility, inspires entrepreneurial spirit, and fosters trusted relationships that fuel growth.

Our 77+ years of experience have allowed us to build a fortress balance sheet based on our:

  • Excess capital position
  • Ample liquidity
  • Strong asset quality

Moreover, we are proud to be supported by our parent company, Banco de Crédito e Inversiones (Bci), one of Latin America's largest banks and the second-largest bank in Chile. Our partnership with Bci grants us access to best-in-class resources from a much larger institution while maintaining our nimble approach to business management.

Financial Health (as of 3/31/2024):

FDIC Certificate

20234

Banking Locations

30

Employees

916

Year Founded

1946

Primary Regulator

Office of the Comptroller of the Currency

Assets and Liabilities (as of 3/31/2024):

Assets

$26.1 B

Loans

$17.3 B

Deposits

$21.1 B

Tier 1 Capital

$2.7 B

Loan Loss Allowance

$158MM

% of Investment Portfolio Backed by U.S. Government

99%

Bauer Financial Rating: (as of 3/31/2024) & Community Reinvestment Act Rating: (as of 8/2/2021)

Bauer Financial

Five (5) Star- Superior2

Community Reinvestment Act (CRA)

Outstanding3

Capitalization (as of 3/31/2024)

City National Bank of Florida

Well Capitalized Threshold

Excess Capital

Total Risk Based Capital Ratio

15.05%

10.00%

$960MM

Tier 1 Risk Based Capital Ratio

14.22%

8.00%

$1.2B

Financial Health (as of 3/31/2024):

City National Bank of Florida

Peer Average

Net Charge-Offs to Loans

0.02%

0.14%

1 Source:  www.wikepedia.org as of December 31, 2022

2 Source:  www.BauerFinancial.com as of  March 31, 2024

3 Source:  www.ffeic.gov as or August 2, 2021